Swift SBF’s Guide to Employee Retention Credit Solutions: Bridge Loans vs Advanced Buyouts

• by Gene D'Amore-Glover
• November 28, 2023

Understanding ERC Bridge Loans: Swift SBF's Approach

At Swift SBF, we recognize the critical need for timely financial support for businesses awaiting Employee Retention Credit (ERC) refunds. Our ERC Bridge Loans are tailored to provide immediate cash flow during this waiting period. By using the anticipated ERC refund as collateral, we ensure a seamless and secure loan process. Key advantages include:

• Immediate Liquidity: Access funds swiftly to maintain your business operations without delay.
• Collateral Assurance: The ERC refund serves as a guarantee, adding a layer of security to the loan.
• Repayment Terms: Tailored repayment options post-refund receipt, designed to suit your business model.

The Mechanics of ERC Bridge Loans

Swift SBF’s ERC Bridge Loans involve a straightforward process:

1. Application: Submit your ERC refund details.
2. Assessment: We evaluate the anticipated refund amount.
3. Funding: On approval, receive immediate funding.
4. Repayment: Repay the loan upon receipt of your ERC refund.

Exploring ERC Advanced Buyouts: A Swift SBF Solution

Alternatively, ERC Advanced Buyouts present a different strategy. This solution involves Swift SBF purchasing a portion of your future ERC refund. Key features include:

• Upfront Payment: Receive up to 90% of your ERC claim value in advance.
• No Repayment Obligations: Unlike loans, this is a purchase of your refund.
• Rapid Processing: Experience a streamlined process with funds typically available within 1-3 weeks.

ERC Advanced Buyouts Process

Our approach simplifies access to your ERC refund:

1. Submission: Provide your ERC claim details.
2. Evaluation: We assess the claim's value.
3. Offer: Receive a buyout offer for your refund.
4. Payment: Accept the offer and get funded swiftly.

Choosing the Right Solution for Your Business

Deciding between an ERC Bridge Loan and an Advanced Buyout depends on your specific business needs:

• ERC Bridge Loan: Suitable for businesses comfortable with a short-term loan and its associated repayment terms.
• ERC Advanced Buyout: Ideal for those seeking an immediate, straightforward financial solution without future repayment obligations.

Swift SBF’s Commitment to Your Business Growth

At Swift SBF, we are dedicated to providing solutions that align with your business objectives. Whether it's through a Bridge Loan or an Advanced Buyout, our goal is to ensure you have the financial resources to succeed in today's market.

Frequently Asked Questions

1. What is an ERC Bridge Loan?

   • A short-term loan using your anticipated ERC refund as collateral.

2. How does an ERC Advanced Buyout work?

   • We buy a portion of your future ERC refund, providing you with immediate cash.

3. Which solution is faster?

   • Generally, ERC Advanced Buyouts offer quicker access to funds.

4. Is there a repayment obligation with ERC Advanced Buyouts?

   • No, this is a purchase of your refund, not a loan.

Choose Swift SBF for innovative financial solutions designed to navigate the complexities of ERC refunds, fostering your business’s growth and stability.

https://www.swiftsbf.com/

https://www.swiftsbf.com/blog/introduction-to-employee-retention-credit-erc

https://www.swiftsbf.com/blog/what-is-an-erc-bridge-loan-and-how-can-it-help-your-business

Understanding ERC Bridge Loans: Swift SBF's Approach At Swift SBF, we recognize the critical need for timely financial support for businesses awaiting Employee Retention Credit (ERC) refunds. Our ERC Bridge Loans are tailored to provide immediate cash flow during this waiting period. By using the anticipated ERC refund as collateral, we ensure a seamless and…